For New Jersey families trying to navigate the rising cost of higher education, the phrase "free college" can be both appealing and confusing. Does it really mean college is completely free? Who qualifies? What programs are available? New Jersey has taken a proactive...
CBRG Blog
Who Is Eligible for Financial Aid in New Jersey?
New Jersey students are fortunate to have access to one of the most generous and varied state financial aid systems in the country. From need-based grants to merit-based programs, the state offers multiple pathways to make college more affordable. But eligibility can...
What Are the New Requirements for the Pell Grant?
The Federal Pell Grant remains the cornerstone of college affordability for low- and moderate-income families. Each year, millions of students rely on Pell funding to help pay for tuition, fees, books, and living expenses. But in recent years, the rules governing Pell...
What Not to Report on FAFSA: A Complete Guide for Families
When it comes to filing the Free Application for Federal Student Aid (FAFSA), accuracy is everything. But just as important as knowing what to report is understanding what not to include. Too often, families overreport their financial assets by including retirement...
How to Get the Most Out of FAFSA
Filing the Free Application for Federal Student Aid (FAFSA) is one of the most important steps families can take to reduce the cost of college. Yet too many students and parents miss out on thousands of dollars in aid due to avoidable errors, poor timing, or a lack of...
What Would Disqualify Me from Financial Aid?
It’s a question we hear often at College Benefits Research Group (CBRG): "What could disqualify me from financial aid?" For families counting on assistance to make college affordable, the idea of losing eligibility or being denied aid outright is understandably...
What Is the #1 Most Common FAFSA Mistake? (And How to Avoid It)
Every year, millions of families fill out the Free Application for Federal Student Aid (FAFSA), hoping to secure financial support for college. Yet despite its importance, the FAFSA remains one of the most misunderstood and mismanaged parts of the college planning...
What Looks Most Impressive on a College Application?
In today’s competitive admissions environment, students and parents often wonder: What really stands out to college admissions officers? Is it perfect grades, a mile-long list of extracurriculars, or an award-winning essay? The truth is, no single element guarantees...
What Are the 5 Most Important Things to Consider When Choosing a College?
Choosing a college is one of the most significant decisions a student and their family will make. With over 4,000 colleges and universities in the United States alone, the process can feel overwhelming. But understanding what truly matters when evaluating your options...
How to Stand Out to College Admissions Officers: 12 Proven Strategies
Each year, top colleges receive tens of thousands of applications from high-achieving students. With many applicants having similar GPAs, test scores, and extracurriculars, standing out is harder—and more essential—than ever. What makes one student’s application rise...
25 Must-Ask College Admissions Questions That Reveal the Right Fit
The college search process can feel like navigating a maze. With thousands of schools and even more data points, how can families determine the right fit? The answer often lies in the questions you ask. The best college admissions questions are not just about...
How to Graduate From College Without Debt: 5 Proven Strategies for Students and Families
For many American families, college debt has become an expected part of higher education. But it doesn’t have to be. With the right financial strategy, careful planning, and the help of experienced college advisors, it’s entirely possible to earn a degree without...











