The college essay isn’t just another task on the checklist—it’s one of the most critical parts of a student’s application. In today’s increasingly competitive and test-optional admissions landscape, a standout personal statement can significantly boost a student’s...
CBRG Blog
FAFSA Help in NJ: How to Avoid Mistakes and Maximize Aid in 2026
Filing the Free Application for Federal Student Aid (FAFSA) is one of the most important steps for New Jersey families planning to pay for college. Yet each year, thousands of students miss out on financial aid opportunities due to preventable mistakes, missed...
What Is College Advising—And Why It’s the Secret to a Smarter College Investment
College is one of the largest investments families make—second only to buying a home. Yet many navigate the application process without expert guidance, leading to missed deadlines, limited financial aid, and decisions based more on emotion than strategy. That’s where...
The Ultimate Guide to Scholarships in New Jersey: What Families Need to Know in 2026
For New Jersey families planning for college in 2026, finding reliable ways to reduce out-of-pocket costs is more important than ever. Scholarships represent one of the best—and most underutilized—opportunities to offset rising tuition costs without taking on student...
College Admissions Help: 7 Ways Families Can Reduce Stress and Improve Outcomes
For many families, the college admissions process is one of the most stressful periods of high school. Between college applications, essays, testing, financial aid, and looming deadlines, it’s easy to feel overwhelmed. Add in the pressure of trying to get into the...
What Are Strong Arguments for a Financial Aid Appeal?
When the initial financial aid offer from a college falls short, many families consider submitting an appeal. But the success of that appeal hinges on one critical factor: the strength and validity of the argument being made. Not all financial concerns qualify for...
What Do Colleges Look for in an Appeal Letter?
When families face financial circumstances that make the original aid package insufficient, they often consider writing an appeal. But one key question quickly arises: What exactly do colleges want to see in an appeal letter? A well-crafted letter can be the...
Does FAFSA Usually Accept Appeals?
Families facing an unaffordable college bill often ask a direct and urgent question: Does FAFSA usually accept appeals? The short answer is more nuanced than a simple yes or no. FAFSA itself does not approve or deny appeals. Instead, appeals are reviewed by individual...
What Are the Two Types of 529 Plans?
A 529 plan is one of the most powerful tools families can use to prepare for the cost of college. These tax-advantaged accounts are specifically designed to help parents, grandparents, and other family members save for future education expenses. But not all 529 plans...
What Is the 529 Grandparent Loophole?
For years, families with generous grandparents faced an unexpected problem when saving for college. While 529 plans were designed to encourage families to save for education, grandparent-owned 529 plans often ended up hurting a student’s eligibility for need-based...
Is It Good to Take Both the SAT and ACT?
As students prepare for college admissions, one common question families ask is: Should I take both the SAT and ACT? While both standardized tests are accepted at nearly every college in the U.S., they each have different formats, structures, and advantages. For some...
Can You Get Federal and Private Student Loans?
With the rising cost of college, many families are left wondering how to fill the gap between financial aid and what they can afford out of pocket. One common solution: student loans. But can you use both federal and private student loans to pay for college? The...











