The high stakes of college completion timing College is expensive. But what many families don’t anticipate is how much more expensive it becomes when a student takes five or six years to earn a degree instead of four. According to the National Center for Education...
CBRG Blog
Why Your Submitting the FAFSA Isn’t the End of the Process
Many families breathe a sigh of relief once the FAFSA is submitted. But filing is only the first step in securing financial aid for college. What comes next is just as important—and, if not handled carefully, can cost you valuable aid dollars. This guide walks you...
College Cost Planning: What to Ask and When to Ask It
Planning for college isn’t just about choosing the right school—it’s also about understanding how to afford it. Many families are surprised by how complex the college costs conversation becomes, and how early they need to begin. From understanding net price to timing...
Why Junior Year SAT/ACT Prep Sets the Tone for College Success
Preparing for college begins long before senior year. Junior year is the strategic sweet spot, especially when it comes to standardized testing. SAT and ACT scores remain a key component of college admissions and financial aid decisions. Beginning prep in junior year...
College Planning for Busy Families: How to Stay on Track Without Losing Your Mind
Yes, You Can Stay Sane While Planning for College Between work deadlines, soccer practice, grocery runs, and trying to spend quality time together, many families already feel maxed out. Then comes college planning—a massive, time-sensitive process involving...
What Every Parent Needs to Know About the College Financial Aid Timeline
Why the Financial Aid Timeline Matters More Than Ever College is one of the biggest financial investments a family will ever make—and how you approach the financial aid timeline can significantly impact your bottom line. Each year, thousands of families miss out on...
FAFSA 2026–27 Is Here: Key Changes, Deadlines, and How to Complete It
The new FAFSA 2026–27 form has officially launched, marking the latest evolution in how students and families apply for federal financial aid. With changes designed to simplify the process and expand access, this new form is an essential part of the college planning...
Understanding 529 Rules for 2025: Updated Contribution Limits and Strategic Insights
As families continue to prioritize smart college planning, 529 savings plans remain one of the most powerful and flexible tools for funding higher education. With new changes coming in 2025, now is the time to revisit your strategy, understand the latest federal and...
Why Is GPA Important in College? Understanding Its Role Beyond Grades
Your grade point average (GPA) in college is more than just a number—it can shape your academic journey, impact your financial aid opportunities, and even influence your job prospects after graduation. For both students just entering college and those already...
Award Letter Definition in College: What It Means & How to Use It Wisely
When families receive a college "award letter," it often feels like the final word on how much college will cost. But in reality, an award letter is not always what it seems. In fact, the term "award letter" itself lacks a standardized definition—meaning that the...
How to Actually Get a Merit Scholarship: Strategy, Mistakes to Avoid & Next Steps
Merit scholarships are often described as "free money for college." But if you're like most families, the real question isn't what they are, but how to actually get one. Sure, you've heard of students getting tens of thousands of dollars in scholarships based on their...
Should I Work in College? How to Decide What’s Right for You
For many college students — and their families — the question “Should I work in college?” comes up early and often. Rising tuition, everyday expenses, and concerns about student debt lead many to consider working part-time, full-time, or taking on work-study positions...











