Nov 20, 2025 | College finances
For many American families, college debt has become an expected part of higher education. But it doesn’t have to be. With the right financial strategy, careful planning, and the help of experienced college advisors, it’s entirely possible to earn a degree without...
Nov 20, 2025 | College finances
Residency Requirements Living in the state for 12–24 consecutive months Demonstrating financial independence (earning enough to cover tuition and living expenses without parental help) Obtaining a driver’s license, registering to vote, and paying state taxes Not...
Nov 14, 2025 | College finances
One of the most pressing concerns parents share when planning for college is simple: “How are we going to pay for this?” With the average cost of a four-year degree reaching into six figures, finding financial support isn’t just helpful—it’s essential. Grants and...
Nov 5, 2025 | College finances
College financial aid can feel like one of the most confusing—and important—aspects of the college planning process. At the heart of that process is a new formula that’s changing how need-based aid is awarded: the Student Aid Index (SAI). If you’ve heard of the...
Sep 24, 2025 | College finances
When families receive a college “award letter,” it often feels like the final word on how much college will cost. But in reality, an award letter is not always what it seems. In fact, the term “award letter” itself lacks a standardized...
Aug 19, 2025 | College finances
When families begin the college financial planning process, one number carries significant weight: the Student Aid Index (SAI). With recent FAFSA changes and a shift in financial aid calculations, many families now encounter the term “estimated SAI” early...