Cutting College Costs: CBRG’s Expert Strategies for Parents

Jul 24, 2025 | College costs

Planning for college is one of the biggest financial challenges families face today. With tuition costs rising faster than inflation and the added pressure of securing financial aid, many parents are unsure how to balance their child’s college dreams with their family’s budget.

That’s where College Benefits Research Group (CBRG) steps in. In this post, we feature insights from Steven Sirot, Director of Operations at CBRG, on how families can cut college costs and make smarter financial decisions.

In the video above, Steven shares actionable strategies that CBRG uses to help parents navigate the complex college funding landscape. Below, we dive deeper into the highlights and explain how these strategies can give your family a financial edge.

Key insights from Steven Sirot

Steven outlines several ways families can take control of college expenses without sacrificing quality or opportunities. Here are some of his top takeaways:

  • Start early and plan strategically: Early preparation allows families to take advantage of merit scholarships, need-based aid, and tax-advantaged savings plans.
  • Look beyond the sticker price: Many schools offer substantial aid packages that significantly reduce actual out-of-pocket costs.
  • Understand FAFSA and CSS Profile: Filing correctly and on time can unlock financial aid opportunities that many families overlook.
  • Appeal financial aid packages: If your financial situation changes or you find a better offer elsewhere, schools may be willing to negotiate.
  • Consider the long-term ROI: The goal is not just to get into college, but to graduate on time with manageable debt.

CBRG’s proven approach to reducing costs

CBRG integrates college admissions guidance with smart financial planning. Our team goes beyond simply building a college list.

We:

  • Conduct a full financial analysis to determine the most cost-effective strategy for each family.
  • Optimize aid applications by completing and submitting FAFSA, CSS Profile, and institutional forms accurately and ahead of deadlines.
  • Identify scholarship opportunities — including little-known or niche awards that families might miss.
  • Review and appeal financial aid offers to ensure families receive the best possible financial package.

To understand more about our process, read Why College Planning Specialists Can Make a Difference and How to Find the Right College Fit.

This personalized approach often results in families saving thousands of dollars while maintaining a focus on the student’s academic and career goals.

Practical advice for parents

Managing college costs doesn’t have to feel overwhelming. Here are a few actionable tips:

  • Build a balanced college list: Include schools known for offering generous aid or merit scholarships.
  • Leverage tax-advantaged savings accounts: 529 plans and other savings tools can make a significant impact over time.
  • Stay organized with deadlines: Missing financial aid deadlines can cost families thousands of dollars in lost aid.
  • Avoid over-borrowing: Understand the true cost of student loans and prioritize schools that help students graduate in four years.

For more cost-saving tips, explore our guide on maximizing financial aid and paying for college without costly mistakes.

Why families trust CBRG

CBRG has helped thousands of families successfully navigate the college admissions and funding process. Our value proposition is simple: we combine expert admissions counseling with proven financial strategies to reduce stress and save families money.

Parents often describe our services as a roadmap that brings clarity and confidence to what can otherwise be an overwhelming journey.

Take the next step

If you’re ready to take control of your college planning journey, CBRG is here to help.

From building a personalized college plan to optimizing financial aid, our team can guide your family every step of the way.

Schedule your free consultation today to start building a cost-effective and stress-free path to college success.