For many college students — and their families — the question “Should I work in college?” comes up early and often. Rising tuition, everyday expenses, and concerns about student debt lead many to consider working part-time, full-time, or taking on work-study positions while enrolled in college.
But is it the right move for every student?
In this article, we’ll explore the pros and cons of working while in college, how many hours are considered manageable, and what types of jobs make sense. More importantly, we’ll help you make an informed decision about whether working during college fits your academic, financial, and personal goals.
What It Really Means to Work in College
Working during college can take many forms, depending on your goals, academic schedule, and financial situation. It’s not a one-size-fits-all decision, and understanding your options is the first step to making the right one. Here are the most common types of work college students pursue:
- Part-time jobs: Typically involve up to 20 hours per week. These jobs may be on-campus (like working at the library, student union, or tutoring center) or off-campus in local businesses. They’re popular because they allow students to earn money without overwhelming their schedule.
- Federal work-study: These are need-based jobs funded through federal financial aid programs. Work-study positions are usually on campus, flexible around class schedules, and often provide valuable experience in academic departments or administrative offices.
- Full-time jobs: More common among nontraditional students or those commuting from home, full-time jobs can offer substantial income but may significantly impact academic availability and flexibility. This option requires careful consideration and time management.
- Internships: Paid or unpaid, internships offer career-aligned experience and networking opportunities. While not always consistent income sources, they can be crucial for building résumés, especially in competitive fields.
Many students take on jobs not only to earn money but to gain professional experience, develop soft skills, and enhance their time management abilities. Some also work to reduce dependency on student loans, while others find that employment helps structure their day and keeps them motivated.
Ultimately, the key is choosing a type of work that complements — rather than competes with — your educational goals.
Benefits of Working While in College
There are several strong arguments for having a job while pursuing your degree:
1. Financial Support and Debt Reduction
Earning even a modest income can help pay for textbooks, meal plans, rent, or reduce the need for loans. According to SoFi, students who work part-time during college tend to borrow less than those who don’t.
2. Skill Development and Career Readiness
Holding a job fosters critical soft skills like time management, communication, and responsibility. Jobs related to your major can also build technical or field-specific skills, giving you a leg up in the job market after graduation.
3. Better Time Management
Students who work are often more disciplined with their time. With limited hours, they’re more likely to plan ahead and stay on top of deadlines.
4. Networking and Mentorship Opportunities
Whether you’re working in retail, research, or a university office, jobs provide valuable networking opportunities. Some students find long-term mentors through their campus jobs or internships.
Drawbacks and Risks of Working in College
Despite the benefits, working during college isn’t for everyone. There are real trade-offs:
1. Academic Performance May Suffer
The more time you spend at work, the less time you have for studying, attending office hours, or participating in class. This is especially true for students in demanding majors or taking heavy course loads.
2. Increased Stress and Fatigue
Balancing classes, a job, and other responsibilities can be exhausting. Burnout is a real risk, particularly during exam periods or midterms.
3. Missed College Experiences
Jobs can limit participation in clubs, sports, study abroad, or social events — all important parts of the college experience that contribute to personal growth and well-being.
4. Potential Impact on Scholarships
Some scholarships require maintaining a certain GPA or full-time student status. If a job interferes with your academics, you risk losing important financial aid.
How Many Hours Should You Work in College?
According to OnlineU, research suggests that students working 15–20 hours per week or less generally maintain good academic standing, while those working more than 20 hours often experience academic setbacks.
Best Practice Guidelines:
- 10–15 hours/week: Ideal for students taking a full course load
- 20 hours/week: Manageable for those with lighter or well-balanced schedules
- Over 20 hours/week: Only advisable for part-time or nontraditional students
What Types of Jobs Work Best for Students?
Some jobs are more student-friendly than others:
- On-campus roles: Library, tutoring, residence life, dining services — typically more flexible
- Work-study positions: Often low stress and designed around academic schedules
- Remote/freelance jobs: Writing, design, virtual assistant — allows flexible scheduling
- Field-related internships: Even unpaid, these can add strong résumé value
Avoid jobs that require night shifts, long commutes, or inconsistent hours, especially during your first year.
Balancing Work and Academics: Tips for Success
If you choose to work, planning is key to maintaining academic success:
- Use a shared calendar to block off work, study, class, and rest time
- Register for classes strategically — consider mornings or block schedules to maximize availability
- Set boundaries with employers about your availability during finals or breaks
- Use campus resources — tutoring centers, writing labs, and academic coaches can help you stay on track
Special Considerations for Nontraditional or Online Students
Not every college student is 18–22 living on campus. Older students, working professionals, and online learners face different challenges:
- Working full-time may be necessary, but online courses offer flexibility
- Time management is even more critical when balancing work, family, and classes
- Employer tuition reimbursement programs may be available for working adults
Should You Work in College? A Self-Assessment Checklist
Ask yourself the following:
- Do I need income to afford school or reduce loans?
- How demanding is my major? Can I realistically manage both?
- Are there jobs available that align with my future career?
- Am I good at managing time and stress?
- What GPA or academic commitments must I maintain?
If you answered “yes” to most of these questions, working could be a great fit — as long as it’s thoughtfully integrated into your college plan.
How CBRG Helps Students and Families Decide
At CBRG, we guide students and families through all aspects of college planning — including whether or not to work while in school.
We help you:
- Assess the financial impact of working vs borrowing
- Identify work-study opportunities or campus jobs
- Balance academic schedules with employment
- Protect GPA and scholarship eligibility
- Explore alternative funding options (grants, scholarships, aid packages)
Every student’s situation is different, and there’s no one-size-fits-all answer.
When Working Might Not Be the Best Idea
In some cases, the costs outweigh the benefits:
- You’re struggling academically and need to focus on coursework
- You’re in a high-demand program (nursing, engineering, etc.) with labs or fieldwork
- You’ve received scholarships or aid that cover most expenses
- The available job would interfere with your schedule, sleep, or health
In these cases, consider waiting a semester, applying for aid, or exploring summer jobs instead.
Final Takeaways: Should I Work in College?
Working while in college has real benefits — financially, professionally, and personally. But it also requires balance, self-discipline, and careful planning.
The best decision is the one that supports your academic success, mental health, and long-term goals.
Not sure how working fits into your college plan? Reach out to CBRG — we’ll help you build a strategy that balances academics, finances, and future career success.