Steven Sirot

Deferment allows you to delay payment for a period of time, but it's only offered under specific circumstances and interest will accrue during this period. If you don't qualify for deferment, you can look at forbearance options, says David Slater, co-founder of...

Some 43 million Americans owe about $1.3 trillion in student loan debt. And the borrowing trend keeps climbing. Graduates in 2016 will owe an average of more than $37,000 for their college educations — 6 percent more than the previous year, according to the Federal...

When a couple files for divorce, they’ve probably considered its effect on their children. Most changes-- emotional, physical, and financial—can be anticipated and, therefore, prepared for. Some, however, may pop-up in seemingly random places. For example, a divorce...

Grants are based off of the financial need of an individual and their capacity to afford higher education, said Steven Sirot, co-founder of College Benefits Research Group (CBRG) in Roseland. “There are several types of grants that are sponsored by the federal...

There’s no comprehensive checklist that works for every family, but there are several planning principles everyone should consider. There is no one particular financial move which everyone should make when planning for college funding. But there are important...