Key Takeaways
- CBRG was born from a challenge—not a plan. A tough conversation between co-founders exposed a gap in college planning for families without large savings.
- Strategic planning is essential for late-start families. Rising college costs demand more than savings—they require informed, proactive strategies.
- CBRG’s model grew from listening and learning. Research and responsiveness led to the comprehensive planning approach CBRG is now known for.
Video Transcript
The Conversation That Changed Everything
My business partner, David Slater, asked me, “Steve, what do we do for people for college planning?”
And I gave him the stock answer: “Save a boatload of money.”
Then he said, “What do we do for people who have kids that are 16 and come to us?”
I said, “Hope they’ve got a boatload of money.”
He pushed further: “Well, what if they don’t? Even if they’ve saved—college costs are rising faster than inflation and income. How do people keep up?”
I responded, “David, where are you going with this?”
A Turning Point in Our Practice
David said: “I’ve been doing some research. We’ve been seeing families come in, and we really don’t have great answers for them. I’ve been talking to people, reading, and realizing—there’s deep planning that can be done.”
He explained that there are strategies families can implement to:
- Navigate the college planning process
- Avoid sacrificing their retirement
- And still help their kids achieve their dreams
I said, “Really? Let’s learn it.”
And that’s what started it all.
Related CBRG Blog Resources
- Avoiding College Funding Pitfalls
- Why College Planning Specialists?
- CBRG Simplifies Financial Aid for Families
- The Power of a Personalized College Plan
Schedule Your Free Consultation
Didn’t start saving when your child was born? You’re not out of options.
Book your free consultation to discover how real planning can help protect your retirement and your child’s college future.